Health Care in Canada Canada has one of the finest health insurance programs in the world. Health insurance means that you don’t have to “pay” directly for most health care services. They are paid for through your taxes. When you use these services, you simply present your Health Insurance Card. While health insurance is a national service, each province administers its own program. There may be some variations for eligibility from province to province. In some provinces you will have to pay a small monthly fee for this insurance. It is important to apply for your Health Insurance Card as soon as possible, because most provinces have a waiting period before you can receive benefits. You will receive your Health Insurance Card from the province where you live. You can get an application form at a doctor’s office, a hospital, a pharmacy or an immigrant-serving organization. You can also get forms from the provincial ministry responsible for health, listed in the blue pages of your telephone book. You will need to show some identification, such as your birth certificate or passport and/or Record of Landing (IMM 1000). During the waiting period, which could be several months, you may have to apply for private, alternative coverage. Private insurance companies are listed in the yellow pages of the telephone book, usually under “Insurance.” Private health insurance is also available for services which are not covered under the government health insurance plan. These might include dental costs or private hospital rooms. Some employers also offer additional health insurance for a monthly deduction from your paycheque. Also, in most provinces, health insurance does not cover the cost of prescription drugs. Remember: Each member of your family needs his or her own Health Insurance Card. Always bring your card with you when you go to the doctor or the hospital. A Health Insurance Card must not be exchanged with anyone else. It is for your use only and you could lose the benefits it provides by letting other people use it. You could also face criminal charges and be removed from Canada.